Find yourself with no savings at the end of the month? This sheet will give you a clear idea on the source of your income and the method in which it gets spent. Use this to tackle your costs more methodically. Enter either the monthly amount or the annual one. Once done, the other will be automatically calculated.

Income

Monthly

Annual

Post-tax salary

Spouse's income

Investment income

Rental income

Other income

Total Income

Expenses

Monthly

Annual

Household Expenses

Grocery

Medical

House help

Laundry

Basic ammenities (electricity, water, gas)

Phone

Mobile

Transportation

Cable

Lifestyle Expenses

Books

Newspapers

Clothing

Personal care

Entertainment

Travel

Holiday

Eating out

Club/ Gym membership

Fixed Expenses

House rent

Children's fees

Home loan

Auto Loan Instalment

Other Loan Instalment

Insurance Premium

Miscellaneous Expenses

Household gadgets

White goods

Festivals

Family obligations

Other

Total Expenses